Cognizant Big Mass Hiring 2025 has officially started, and freshers now have the opportunity to apply for Default Servicing jobs in one of the world’s leading IT and consulting companies. If you are a graduate in 2025 searching for a stable and rewarding career, this role is the perfect gateway to enter the financial services and IT industry.
What is Cognizant Fresher Default Servicing Role?
The Default Servicing role mainly focuses on supporting mortgage and loan servicing processes. As a fresher in this role, you will be working on tasks related to foreclosure claims, bankruptcy, loan repayment tracking, and compliance reporting.
Your job will include:
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Working on MS Excel for data entry, analysis, and reporting.
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Monitoring loan accounts and updating records.
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Ensuring compliance with financial and legal requirements.
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Supporting customers and internal teams with updates.
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Filing foreclosure or bankruptcy claims accurately.
This role is perfect for freshers who want to start their career in the banking, finance, and IT services industry with strong training and global exposure.
Why Choose Cognizant in 2025?
Cognizant is consistently ranked among the top IT employers in India and worldwide. Here are a few reasons why freshers prefer Cognizant:
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Global Exposure: Opportunity to work with US-based mortgage and banking clients.
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Training Programs: Skill development in MS Excel, reporting tools, and compliance systems.
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Career Growth: Clear career ladder from fresher to analyst and beyond.
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Work Environment: Professional, team-based culture with MNC standards.
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Stability: Cognizant is hiring in bulk, proving strong demand and job security.
Eligibility Criteria for Fresher Default Servicing Jobs
Before you apply, check the eligibility requirements:
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Education: Any graduate (BA, B.Com, B.Sc, BBA, BCA, etc.). Finance or business backgrounds are preferred but not mandatory.
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Experience: Freshers only (0–1 year experience).
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Skills Required:
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Strong MS Excel knowledge (VLOOKUP, Pivot Tables, Data analysis).
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Analytical and problem-solving skills.
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Basic understanding of financial services (mortgage, loan processing).
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Good communication and attention to detail.
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Flexibility to work in night shifts (Cognizant provides cab facilities in major locations).
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Location & Work Setup
Currently, Cognizant is hiring for its Hyderabad office, but similar roles may open up in Bangalore, Pune, Chennai, and Gurgaon as the mass hiring drive expands.
👉 Important: This is work from office, not work from home. Candidates must be comfortable with night shift schedules.
Salary Package for Cognizant Fresher Default Servicing
While the salary may vary slightly by city and experience, the average fresher package for this role is around:
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₹2.5 LPA – ₹3.5 LPA (INR) for freshers.
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Night shift allowances and cab facilities may be provided additionally.
This is a great starting point for freshers, especially considering the MNC exposure and learning opportunities.
How to Apply for Cognizant Big Mass Hiring 2025
Follow these steps to apply online:
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Visit Cognizant Careers Page → Cognizant Careers
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Search for “Fresher Default Servicing – Hyderabad” job post.
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Click on Apply Now and create an account.
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Fill in your details – education, skills, certifications.
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Upload your resume (ATS-friendly, simple format).
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Submit your application and wait for HR shortlisting.
Selection Process for Cognizant Fresher Hiring
Cognizant usually follows a 3-step process for fresher recruitment:
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Online Assessment: May include Excel test, logical reasoning, and aptitude questions.
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Technical/Domain Interview: Questions on Excel, financial terms (foreclosure, bankruptcy, compliance).
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HR Interview: Basic communication check, shift flexibility, and salary discussion.
👉 Tip: Practice Excel functions (VLOOKUP, Pivot, IF conditions) and revise basics of finance before interviews.
Benefits of Joining Cognizant as a Fresher
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Entry into a global IT & consulting company.
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Exposure to the US mortgage & financial services sector.
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Opportunity to upskill in Excel, data reporting, compliance tools.
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Career path towards Business Analyst / Process Consultant roles.
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Stable salary with extra allowances.
FAQs on Cognizant Fresher Default Servicing Jobs
Q1. What is the role of a Default Servicing Fresher at Cognizant?
You will work on loan servicing, foreclosure claim filing, bankruptcy process handling, and financial compliance reporting using MS Excel.
Q2. Do I need finance background to apply?
No, any graduate can apply. However, a commerce or business degree is an added advantage.
Q3. Is this a work-from-home job?
No, this is strictly work from office.
Q4. Will Cognizant provide training?
Yes, freshers undergo domain and process training before starting the job.
Q5. Is night shift compulsory?
Yes, this role requires working in night shifts since it supports US clients.
Final Words
The Cognizant Big Mass Hiring 2025 for Fresher Default Servicing jobs is one of the best opportunities for graduates looking to join a reputed IT MNC. With basic Excel skills, analytical thinking, and a willingness to work night shifts, you can easily crack this role and kickstart your corporate journey.
👉 Don’t miss this chance – apply online today at Cognizant Careers Portal and take the first step towards a stable and rewarding career in 2025.
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